1. Refunds will be done electronically via electronic funds transfer (EFT) to a bank account nominated by you. In certain circumstances where possible, Torxsa may effect a credit card transaction reversal.

2. Refunds may take between 10-14 working days to process.

3. Torxsa will not be liable for any bank charges, taxes, interest and/or any other fees that may be levied against you for the refund.

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